- Automatically renewed The 1 Points apply only for spending with Central The 1 THE BLACK Credit Cards.
- Points will not be earned on transactions as the following
- Cash advance withdrawal
- Utility bill payment through Central The 1 Pay All
- Monthly Installments on Central The 1 Payment on Call (monthly installments will not be recalculated).
- Spending at merchants in Category registered under any of the following MCC Codes of MasterCard:
- Purchase of mutual funds, Purchase of unit link (MCC 6211)
- Utilities-Electric, Gas, Heating Oil, Sanitary, Water (MCC 4900)
- Court Costs & Alimony & Child Support (MCC 9211)
- Fines (MCC 9222)
- Bail and Bond Payments (MCC 9223)
- Tax Payments (MCC 9311)
- Government Services -not elsewhere classified (MCC 9399)
- Postal Services - Government Only (MCC 9402)
- Intra-Government Purchases -Government Only (MCC 9405)
- Local and Suburban Commuter Passenger Transportation, Including Ferries (MCC 4111)
- Passenger Railways, for example, State Railway of Thailand (SRT) and SRT Electric Train Company (SRTET) (MCC 4112)
- Bus Lines, for example, Bangkok Mass Transit Authority (BMTA) and The Transport Co. Ltd (MCC 4131)
- Tolls and Bridge Fees, for example, Expressway Authority of Thailand (EXAT), Department of Highway (DOH), BEM and Don Muang Tollway Public Company, via Easy Pass and M Pass tollway radio-frequency identification (RFID) tags (MCC 4784)
- Purchase of AIA insurance
- All kinds of fees, interest, fine, cancelled or refunded transactions, cash refund from returning items
- All kinds of tax refund
3. Terms and conditions apply.
3.1 Spending at merchants in The European Economic Area (EEA) and the specified countries including Austria, Belgium, Bulgaria, Croatia, Czech Republic, Cyprus, Denmark, Estonia, Finland (including Aland Islands), France (including French Guiana, Guadeloupe, Martinique, Réunion, Saint Martin [French Part], and Mayotte), Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal (including Azores and Madeira), Romania, Slovakia, Slovenia, Spain (including Canary Islands, Ceuta, and Melilla), Sweden, Iceland, Liechtenstein, Norway (including Svalbard and Jan Mayen) and United Kingdom (including Gibraltar). For spending from card not present transaction, e.g. online purchase with foreign currency in EEA countries, shall still be calculated for The 1 Point as usual
3.2 Spending at merchants registered with MasterCard as merchants in People's Republic of China (PRC) (excluding Special Administrative Regions ex. Hong Kong, Macau) shall not be calculated for The 1 point . However, spending with original currency from card not present transaction, e.g. online purchase, shall still be calculated for The 1 point as usual.
3.3 Spending via credit card in Thai Baht (THB) at merchants, online merchants, websites and applications registered in foreign countries, other than those specified in no. 1 and no. 2 above, effective from 01 July 2025 onwards.