Apply Central The 1 Redz Credit Card

CENTRAL THE 1 CASH ADVANCE

Central The 1 Cash Advance is another privilege that provides you with cash on hand whenever you need it.

• You can withdraw advance cash up to 100% of your credit line.
• You can withdraw cash from:
  - Any MasterCard ATM in the country or foreign countries or any ATM of local commercial banks.
  - Automatic telephone system: 0-2627-8111 press 2: Central The 1 Call for cash
• The cash advance withdrawal fee is 3% of the amount of cash withdrawn each time (excluding VAT).
• You can set your ATM code for cash withdrawal at any Krungsri ATM without fee via automatic telephone system: 0-2627-8111 press 3 or press 4: Central The 1 Call for cash
• You can change your ATM code for cash withdrawal at any Krungsri ATM without fee via automatic telephone system: 0-2627-8111 press 3 or press 4: Central The 1 Call for cash
• Terms and conditions apply.

Remarks:

• Your cash advance limit will be subject to the Company’s terms and conditions, and the Company reserves the right to decrease or increase the cash limit without prior notice.
• The interest will be calculated every time from the cash withdrawal date until the date when the Company receives the full debt repayment either in a full amount or in a minimum amount.
• The Company reserves the right not to grant reward points for a cash advance transaction.

CENTRAL THE 1 PAY ALL

Receive 1% Cash Back For every 1,200 baht paid on utility bills or bills for other services via Central The 1 Pay All.

Remarks:

• The service is exclusive to cardholders who are individual persons
• This is only applicable to cardholders who have applied and been approved of utility bill deduction services that are provided by TOT, TOT 3G, the Metropolitan Electricity Authority, the Provincial Electricity Authority, and the Metropolitan Waterworks Authority. The service fee is calculated based on the total monthly service use.
• The maximum cashback amount is 36 baht per month, for which the transaction will appear on your monthly billing statement within 60 days after the end of the transaction.
• Terms and conditions apply.

E-COMMERCE PROTECTION

Shop online with confidence and get protection of up to 6,000 Baht

• Protects against damaged, wrong or incomplete delivery
• Includes coverage for non-delivery after 30 days of the scheduled delivery
• Terms and conditions apply.

CENTRAL THE 1 PAYMENT PLAN

Enjoy the privilege of paying in instalment with Central Payment Plan at 0% and 0.8% interest rate per month for as long as 10 months

*Terms and conditions apply.

Payment Method

• Bill payment ... Easy for you.

• You can choose to make a full payment or a minimum payment, which is only 10% of the amount charged but not less than 400 baht.
• The interest grace period is up to 50 days.
• You can check for payment channels and expenses through the document that shows interest rates, fees, fines and other expenses. Terms and conditions: If you choose the minimum payment option, you shall pay the "interest and credit line usage fee’ based on the total amount indicated in the billing statement, consisting of: 1) 15% annual interest and 2) 3% annual credit line usage fee.
• Terms and conditions apply.

CENTRAL THE 1 CREDIT CARD ONLINE

• Access by using your credit card number and password OTP (One Time Password) that the company send to your registered mobile phone
• Apply Electronic Statement
• Check your Unbilled Balance
• View your last billing statement (maximum 2 months)
• Check and Redeem your Central Credit Card Reward Points (in case the customers have Central Credit Card Reward Points Balance).
• Change your address online.

Safety and Security Tip

Credit card safety tips by MasterCard

• Make sure the password used on websites with your personal data is complex
• Always shop at a secured website indicated by a lock icon on the URL field
• Always connect to a secured WIFI before sharing your personal data
• Read consumer reviews before doing an online shopping
• Protecting what matters with Mastercard® Click

ANNUAL FEE WAIVE

• Annual fee for subsequent year will be automatically waived for both primary card and supplementary cards if the accumulative spending amount is not less than 100,000 Baht/year (accumulated during membership year).

Applicant Qualification (For Foreigners)

Individual, Age between 20-65 years old. (For Supplementary Card, Age more than 15 years old.)

For Salary-Employed Applicant

Minimum income 50,000 Baht/Month with current job longevity more than 4 months and current + previous job longevity > 1 year.

For Self-Employed Applicant

At least 1 year in current business with minimum monthly revenue turnover 770,000 baht/Month.

For Deposit Applicant (Age between 20-75 years old)

Have at least 1,000,000 Baht balance in Fixed account / at least 2,000,000 Baht for Saving account in last 6 months.

For Secured Card Applicant (Age between 20-70 years old)

Minimum hold deposit of Krungsri Saving account  40,000 Baht for deposit pledge.

*Maximum of 4 supplementary cards per account.

Required Documents (Please sign to verify to all copies)

For Salary-Employed Applicant

- A copy of passport (only the photo page).

- A copy of work permit.

- A copy of recent payroll slip or current employment letter.

- A copy of last 6 months bank statement with proof of salary transactions.

For Self-Employed Applicant

- A copy of passport (only the photo page)

- A copy of work permit.

- A copy of business affidavit issued date within 6 months or a copy of business registration/ trade registration.

- A Copy of shareholder list if submit business's bank statement.

- A copy of last 6 months bank statement.

For Deposit Applicant

- A copy of passport (only the photo page).

- A copy of saving or fixed account statement/ book bank in last 6 months.

For Secured Card Applicant

- A copy of passport (only the photo page).

- A copy of first page of book bank of Krungsri Saving account.